Short Term Medical
These plans are not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Short term medical insurance, also called temporary health insurance or term health insurance, can provide a temporary solution to help fill gaps in coverage.
Consider short term if you’re:
- Between jobs
- Waiting for other coverage to begin
- Waiting to be eligible for Medicare coverage
- Without health insurance, outside of Open Enrollment
Coverage is NOT guaranteed - you may be declined. You need to weigh your options and needs carefully when considering any health plan.
You could have been without coverage for some time, possibly in between employer plans or the COBRA is just too costly, a short term medical plan could fit your needs.